Financial and economical results of Atabank in 2013 were successful. So in dynamics of assets for last year was observed growth by 30.4% or by 87.3 mln manats. If in beginning of the year the assets were 287.6 mln manats to the end of the year they increased to 374.9 mln manats.
There was observed growth also in a credit portfolio which is major making part of assets. Growth was 28.3% or by 53.3 mln manats. So if in the beginning of the year credit portfolio was 188.5 mln manats then in the end of the year this value increased to 241.7 mln manats.
In 2013 there was observed important growth in overall deposit portfolio of the bank. Thus growing by 30.9% or by 75.2 mln manats this indicator became 318.7 mln. manats. We have to notice that in the beginning of the year this value was 243.5 mln manats. The term deposit portfolio of the bank raised from 189.6 mln mantas by 28.7% or 54.5 mln manats to 244.1 mln manats. During 2013 there was detected major growth on term deposits of individual customers. In comparison with the beginning of year deposits of individuals grew by 28.4% and became over 172.7 mln manats.
By the end of the year return on assets (ROA) and return on the capital (ROE) made respectively 1.8 and 19.4%. In the beginning of the 2014 number of ATM-s and POS terminals of the bank were accordingly 80 and 8188.
Net profit of the bank by the results of the year made 5.6 mln manats.
2013 was significant for AtaBank not only with its financial results but also with memorable events. AtaBank and AtaHolding celebrating their 20th and 10th anniversary in Heydar Aliyev Centre made many innovative presentations in Azerbaijan banking and advertisement market. So, in this celebration event, most discussed event for last few months, there was presentation of the digitally restorated version of the movie “Arshin Mal Alan”, based on the magnificent operetta of the great composer Uzeyir Hajibeyli, screened in 1945 and starred Azerbaijan’s brilliant performers Rashid Behbudov and Leyla Badirbayli. In this event AtaBank presented his brand new image commercial and “Baku” show by famous “Die Mobiles” theatre group for the first time in the banking and advertisement market of Azerbaijan. Performance of famous American painter Dan Dunn when he made a portrait of Rashid Behbudov in five minutes was the other originality. Reviewing deposits policy and presenting new deposit products “Universal”, “Accumulative” and “VIP” were the other achievements of AtaBank. These deposits are allocated in banking market with their high profitability. From the beginning to the end of the 2013 Atabank also presented profitable credit products and achieved success in it. Campaign supporting state politics of stimulating non cash payments, “Pay non cash, get cash” will continue this year also as in previous year.
Earned success imposes to the bank and its employees much more responsibility in 2014. Always following "A step ahead" principle Atabank plans further improvement of the quality of its working system and the introduction of new products and services to meet the expectations of its customers more completely. Growth of financial indicators and continuing of institutional development are the integral parts of bank’s development strategy for this year. Bank also plans to open several new branches and divisions. Some of the main goals in 2014 are new services applying, improvement of professional skills of the employees, increasing the financial literacy of customers, upgrading international ratings of the bank. The audit report of AtaBank for 2013 is provided by “Deloitte&Touche”.
